Compare Business Credit Card

 

With the number of small and home businesses growing at such an incredible rate, it is no surprise that small business starter credit cards are making more of a showing these days in the market place. Chase recently announced the release of two new credit cards for the business community and they're just one of many credit card companies providing low interest business credit cards.

Today, several credit card companies offer their customers many unique and wonderful options for their business credit cards and there are many types of credit cards designed for the way in which your business operates. You can find several wonderful credit card companies online that offer a business reward credit card that is sure to cater to the needs of your business and give you the peace of mind you need to begin a prosperous business. In order to determine which business card is suitable for your business, you must go through the process of comparing and analyzing different credit cards according to your business needs and preferences. Below you'll find our editor's top pick as well as information to compare business credit cards. ...read more

 

Editors Top Choice

 


Information is updated on a regular basis -
information current as of: Wed Aug 20, 2008 02:47 am

Non Secured Business Credit Cards

Some of the offers for small business financing credit cards include Blue for Business Card - no annual fee, 0% intro APR for the first 9 months, credit line of up to $50,000 or Blue Cash for Business Credit Card - up to 5% cash rebate, no annual fee, 0% APR for up to 15 months. CitiBusiness card has 0% APR for purchases for the first 6 months, no annual fee, a generous credit line and additional cards for the employees, with a credit limit set by you. Chase Business Credit Cards has 0% APR for up to 12 months, no annual fee, and additional cards your employees can use.

There are many other perks afforded to business card holders, including travel accident insurance, collision coverage on rental card, free or inexpensive additional cards for employees, individual credit lines on each card, and detailed monthly, quarterly and annual transaction reports. Some business credit cards also offer reward programs that allows you to earn free air travel, merchandise or even gas rebates if you make purchases with your card.

Some new business credit cards allow you to customize your statements or provide them to you in a format that is compatible with many brands of business supporting software for accounting activities.

Small business credit cards are quickly establishing themselves as an efficient way to increase capital and buying power for small businesses. From cash flow to taxes, to a greater level of spending control, visa business credit cards provide a valuable service to any size firm.

There are many advantages to business credit cards, but any employer willing to do business in a world of frequent travel and online purchasing should find just these three features helpful.

  • Access to Credit -- In the case of a small business, the right business credit cards will provide you with access to additional credit, and in some cases, substantial additional credit. If you have ever had a problem with employees losing receipts (or maybe you have done it), or forgetting to hand in the receipts until a month or two later, then you can certainly appreciate the ease that business credit cards can give you.
  • Determine flexibility in spending -- In many business credit card accounts, the goal is to have an open spending limit so that you and your employees can have the available credit necessary without worrying about hitting an over limit. Having a business credit card issued for the use of your employees can be a real boon when it comes to reimbursement for spending on business travel and other spending accounts. You can issue business credit cards to your employees for business spending.
  • If you have employees, you can issue business credit cards for them too. If you are an owner or manager of a business, you should look for business credit cards that allow you to give your employees cards. Besides creating better reports, business credit cards also allow you to consolidate your expenses for a number of employees.

In any case, try to look for and apply for business credit cards that offer cash back guarantees and other rewards programs for prompt credit card payment so as to maximize the usage of your business cards.

 

Reasonable efforts are made to maintain accurate information. However, information is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.
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